Why does the county need emergency coordinator?

Category: Prevent Foreclosure
Published: Thursday, 30 July 2015
Written by Super User


In a recent article concerning the appointment of Stephen Gruchacz to a three-year term as county administrator, Freeholder Dennis Mudrick was quoted as saying: of the many challenges that need to be met by the new administrator, one is to appoint a new emergency management coordinator.

Why does the county need to appoint a new coordinator a few years after eliminating the position because it was determined it was no longer needed?
Subsequent to that determination, the former emergency management coordinator filed a lawsuit, based on an obsolete law that prohibited certain public employees from being terminated. He used that antiquated law as the basis for his lawsuit.

As a result the county recently had to pay him $400,000 to settle the suit and $45,000 in legal fees. Will the reinstatement of this position conveniently open the door for the former coordinator to file a second lawsuit against the taxpayers, this time claiming some form of discrimination?

Had a similar law to the one mentioned above existed in the private sector, it could have been used a million times over in recent years by workers who were let go due in part to mass corporate layoffs; not only because their positions were no longer needed but, in some cases, because it was cheaper for their employers to outsource. Those out-of-work citizens, who truly were in need of the money to pay bills and prevent foreclosure on their homes, were not lucky enough to be collecting a paycheck and a pension simultaneously.

Tris Tristram

Series addresses staying active as you age: Community Voices

Category: Prevent Foreclosure
Published: Thursday, 30 July 2015
Written by Super User

PARMA, Ohio -- Older adults will learn about free resources for staying active at PrimeTime@theLibrary, a fun, interactive series from Cuyahoga County Public Library and AARP Foundation. The programs in the series focus on keeping community members successful, engaged, healthy and independent. AARP Foundation provides prizes and refreshments.

All programs are from 2 to 3:30 pm on the following days and at the following locations:

  • Warrensville Heights Branch, Wednesdays
  • Parma-Snow Branch, Mondays starting in August
  • Maple Heights Branch, Tuesdays starting in October

Attendees can register for any of the programs online or by calling the Warrensville Heights Branch (216-464-5280), Parma-Snow Branch (216-661-4240) or Maple Heights Branch (216-475-5000).

PrimeTime@theLibrary covers the following topics:

Money Smarts: Identify financial goals and develop a plan to reach them.
Fix Your Finances: Learn about credit management, good vs. bad debt and options if facing a serious financial problem.
Step Into Success: Find meaningful work after retirement.

Stay Connected: Use everyday technology to stay in touch.
Arts4Life: Explore digital photography, memoir writing or watercolor painting.
Engage University: Volunteer and use your talents and skills to stay active and have an effect on the community.

Bon AppÃtit: Get simple, healthy recipes for one or two people.
Food for Thought: Hear about nutrition and healthy lifestyles, including the pros and cons of popular diets.
Weighty Issues: Learn the mechanics of managing weight, get health screenings and consult with a nutritionist.

Buy a Home: Learn about credit and budgeting, shopping for a home and mortgage and maintaining a home.
Keep Your Home: Prevent foreclosure, request foreclosure mediation and avoid foreclosure rescue scams.
Fix Your Home: Keep up with the physical and financial maintenance that homeownership requires.

Foreclosure activity up in the US, down in LA metro area

Category: Prevent Foreclosure
Published: Sunday, 12 July 2015
Written by Super User

#x201c;Overall, these numbers show that the foreclosure crisis in California continues to be in the rear view mirror,#x201d; said Daren Blomquist, RealtyTrac#x2019;s vice president. #x201c;But we are still seeing a long tail of foreclosures that are tied back to the last housing bubble.#x201d;

Blomquist said lenders and courts are pushing through stubborn foreclosure cases that have been languishing in foreclosure limbo for years as options to prevent foreclosure are exhausted or left untapped.

Of metro areas with a population of more than 200,000, those with the highest foreclosure rates were Atlantic City, NJ (one in every 230 housing units with a foreclosure filing), Lakeland, Fla. (one in every 331 housing units), Ocala, Fla. (one in every 335 housing units), Miami, Fla. (one in every 347 housing units) and Jacksonville, Fla. (one in every 348 housing units).

HOPE NOW & RealtyTrac Announce Partnership

Category: Prevent Foreclosure
Published: Friday, 10 July 2015
Written by Super User

WASHINGTON, DC--(Marketwired - June 29, 2015) - The HOPE NOW Alliance and RealtyTrac have announced a partnership for the remainder of 2015 to co-sponsor regional housing roundtables in selected US cities. The first one of these co-sponsored sessions will take place in Cleveland, Ohio on June 30th.

The housing roundtables present an opportunity for the mortgage industry to collaborate with local non-profits, elected officials, community leaders and other housing stakeholders with the goal of formulating sustainable housing solutions and community stabilization initiatives.

HOPE NOW conceived these roundtables in 2014, along with partners including regional Federal Reserve Banks, and has held nine of them to date. The Roundtables were a direct response to helping local markets recover and giving communities an effective platform to convene partners. Previous roundtables have been held in San Francisco, Minneapolis, Newark, Detroit, Sacramento, Oakland, San Bernardino, Chicago and St. Louis. Each market has a unique set of conditions that are reflected in the agenda. Prior panel sessions have included abandoned property issues, affordable housing, non-profit capacity, interest rate resets, neighborhood stabilization and post-recession housing strategies.

Attendees have included mortgage companies, city mayors, city council members, state elected officials, Congressional representatives, regulators, land banks, non-profit housing counseling agencies, GSEs and community development organizations. An average of fifty attendees has participated in the roundtables held so far in 2015 (Oakland, San Bernardino, Chicago, St. Louis), with more than 80 present for the Chicago event.

At the St. Louis Housing Roundtable in June, Mayor Francis Slay remarked, Even though the housing crisis has subsided overall, neighborhood stabilization is still a top priority. It is important for us to continue to find ways to keep families in their homes and kids in school. The city has many tools at its disposal to achieve these goals and we will continue to work with all of the organizations here today.

The addition of RealtyTrac, as a co-sponsor, allows for sharing of comprehensive housing data on foreclosure and delinquency activity. This data makes it possible for local stakeholders to frame discussions and create solutions based on market needs. RealtyTrac, like HOPE NOW, is committed to assisting communities around the country as they recover from the housing crisis.

These housing roundtables are a unique opportunity to bring together the industry and all housing stakeholders for thoughtful dialogue on housing and community repair issues. When we introduced this format last year, we never could have predicted the popularity of these sessions among the local leaders. By adding RealtyTrac as a partner, we will now have a clear and focused voice on housing data at the table. Helping communities starts with understanding what is going on at the local level and using the data to help address those conditions. We look forward to a great productive partnership with RealtyTrac, said Eric Selk, Executive Director of HOPE NOW.

These roundtables provide a much-needed forum in local markets that will keep important housing issues top of mind and not left behind, said Brian Mushaney, Executive Vice President, Data Solutions at RealtyTrac. Were honored to be a part of these roundtables and look forward to sharing objective, rich data that will help set the stage for meaningful conversations and action plans.

HOPE NOW is the industry-created alliance of mortgage servicers, investors, counselors, and other mortgage market participants, brought together by the Financial Services Roundtable, Housing Policy Council and Mortgage Bankers Association, that has developed and is implementing a coordinated plan to help as many homeowners as possible prevent foreclosure and stay in their homes. For more information, go to www.HopeNow.com.

RealtyTrac is a leading provider of comprehensive US housing and property data, including nationwide parcel-level records for more than 130 million US properties. Detailed data attributes include property characteristics, tax assessor data, sales and mortgage deed records, distressed data, including default, foreclosure and auctions status, and Automated Valuation Models (AVMs). Sourced from RealtyTrac subsidiary Homefacts.com, the companys proprietary national neighborhood-level database includes more than 50 key local and neighborhood level dynamics for residential properties, providing unrivaled pre-diligence capabilities and a parcel risk database for portfolio analysis. RealtyTracs data is widely viewed as the industry standard and, as such, is relied upon by real estate professionals and service providers, marketers and financial institutions, as well as the Federal Reserve, US Treasury Department, HUD, state housing and banking departments, investment funds and tens of millions of consumers.